From Vision to Venture: How NH SBDC Helped Launch CCF Spray Foam & Insulation

Starting a business requires more than a great idea. It takes planning, financing, and the right support system. For Cristina and Christopher Fetko, founders of CCF Spray Foam & Insulation LLC in Littleton, that support came from the NH SBDC.

The Fetkos saw an opportunity to help homeowners and contractors improve energy efficiency through spray foam insulation, but launching the business required specialized equipment and significant upfront investment. Like many entrepreneurs, they needed a roadmap for turning their vision into a viable business.

“Their journey took a step forward when Grafton Regional Development Corporation (GRDC), connected them with the NH SBDC. As they prepared to apply for financing, they needed a strong business plan and financial projections that would give lenders confidence in their new venture. That is when they met NH SBDC advisor Ed Miles. “Ed has been a fountain of knowledge and guidance,” Christopher said.

Working alongside Ed, Cristina and Christopher became some of the first NH SBDC clients to use artificial intelligence as part of the business planning process. During advising sessions, Ed shared his screen and guided them with AI tools, helping them craft effective prompts while applying his professional business expertise to refine, validate, and strengthen the results. Together, they developed a comprehensive business plan and lender-ready financial projections that accurately reflected the realities of launching and growing a spray foam insulation company.

The combination of innovative technology and experienced business advising helped the Fetkos build a strong financing package. Their equipment loan was funded through a partnership between Grafton Regional Development Corporation (GRDC) and a local bank, providing the capital needed to purchase specialized equipment and launch operations.

The financing approval was more than a financial milestone. It validated their vision, strengthened their confidence, and gave them the resources needed to turn their business concept into reality.

Today, CCF Spray Foam & Insulation helps homeowners and contractors improve energy efficiency, reduce heating and coolingcosts, and create more comfortable living spaces. The company has built its reputation on quality workmanship, trusted relationships, and a commitment to customer service.

What sets CCF Spray Foam & Insulation apart is not only its technical expertise but also its personal approach. As a family-owned business, the Fetkos focus on building lasting relationships and delivering solutions that make a meaningful difference for their customers.

Looking ahead, Cristina and Christopher are focused on continued growth and expanding their impact throughout northern New Hampshire. While they know entrepreneurship comes with challenges, they are confident in their ability to navigate them and continue serving their community.

With a strong foundation, a growing customer base, and a business strategy built through a combination of innovative technology and expert guidance from NH SBDC, CCF Spray Foam & Insulation is building a bright future one project at a time.